SMS Text Message Consent

Atlas Ridge Insurance ("Company," "we," "us," or "our") offers you the ability to receive recurring SMS/text messages from us. By opting in below, you expressly consent to receive text messages from Atlas Ridge Insurance at the phone number you provide. Your consent is not a condition of any purchase. Optional Opt-In Methods: You may opt in to receive SMS messages from Atlas Ridge Insurance through the following methods: (1) Completing and submitting the consent form on this page at https://www.atlasridgeinsurance.com/sms-consent; (2) Completing a contact or quote request form on our website at https://www.atlasridgeinsurance.com that includes an SMS consent checkbox; (3) Verbally providing consent during a consultation with an Atlas Ridge advisor, confirmed via follow-up email or web form. In all cases, consent is collected directly and individually — it is never purchased, rented, or obtained through third-party lead lists.

Types of Messages

You may receive text messages related to: insurance quotes, policy updates, appointment reminders, payment reminders, claims status updates, renewal notifications, and general customer service communications.

Message Frequency

Message frequency varies. You may receive up to 10 messages per month depending on your interactions with Atlas Ridge Insurance. Recurring messages may be sent based on your policy activity and communication preferences.

Message & Data Rates

Message and data rates may apply. Your carrier's standard messaging and data rates will apply to any messages you send or receive. Atlas Ridge Insurance is not responsible for any charges incurred from your wireless provider.

How to Opt Out

You can opt out of receiving text messages at any time by replying STOP to any message you receive from us. After you send STOP, we will send you a final confirmation message. Once you opt out, you will no longer receive text messages from Atlas Ridge Insurance. If you want to rejoin, you may opt in again by completing this form.

Need Help?

If you are experiencing issues with our messaging program, reply HELP to any message you receive or contact us at info@atlasridgeinsurance.com. You may also call us at (786) 798-2772 for assistance.

Privacy Policy & Terms of Service

Please review our Privacy Policy and Terms of Service before opting in. Our Privacy Policy describes how we collect, use, and protect your personal information, including your phone number. Our Terms of Service outline the conditions of using our services. Privacy Policy: https://www.atlasridgeinsurance.com/privacy-policy Terms of Service: https://www.atlasridgeinsurance.com/terms No Sharing of SMS Opt-In Data: Atlas Ridge Insurance does not sell, rent, share, or disclose SMS opt-in data or phone numbers to any third parties or affiliates for their own marketing or promotional purposes. SMS consent information is used solely by Atlas Ridge Insurance to send messages to the individual who provided consent. This applies without exception to all opt-in data collected through our website, forms, or any other channel.

Optional Opt-In Consent Form

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Privacy Policy

Last updated: March 22, 2026. Atlas Ridge Insurance ("Company," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or communicate with us via SMS/text messaging.

Information We Collect

We may collect personal information that you voluntarily provide to us, including: your name, email address, phone number, mailing address, date of birth, and insurance-related information such as policy details and health information necessary for underwriting. We also collect information automatically when you visit our website, including your IP address, browser type, operating system, referring URLs, and browsing behavior.

How We Use Your Information

We use your information to: provide and manage insurance services, process applications and claims, communicate with you about your policies and account, send SMS/text messages if you have opted in, respond to your inquiries and requests, improve our website and services, comply with legal and regulatory requirements, and protect against fraud and unauthorized transactions.

Cookies and Tracking Technologies

We use cookies, web beacons, pixels, and similar tracking technologies to collect information about your browsing activity on our website. Cookies are small data files stored on your device that help us improve your experience, analyze site traffic, and understand how visitors interact with our website.

Types of cookies we use: Essential Cookies — required for the website to function properly, including session management and security features. Analytics Cookies — help us understand how visitors use our site by collecting anonymous usage data through services such as Google Analytics. Marketing Cookies — used to track visitors across websites to display relevant advertisements and measure the effectiveness of our marketing campaigns. Functional Cookies — enable enhanced functionality and personalization, such as remembering your preferences.

You can manage your cookie preferences through your browser settings. Most browsers allow you to block or delete cookies. Please note that disabling cookies may affect the functionality of our website. We may also use third-party tracking services including Google Analytics, Facebook Pixel, and similar tools to collect and analyze usage data. These third parties may use cookies and similar technologies to collect information about your online activities over time and across different websites.

Information Sharing and Disclosure

We do not sell your personal information. We may share your information with: insurance carriers and underwriters for policy placement, service providers who assist in our business operations, legal and regulatory authorities when required by law, and business partners with your consent. All third parties are required to maintain the confidentiality and security of your personal information.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Rights

You have the right to: access, correct, or delete your personal information, opt out of marketing communications, opt out of SMS/text messages by replying STOP, and request information about how your data is used. To exercise any of these rights, contact us at info@atlasridgeinsurance.com or call (786) 798-2772.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the updated policy on this page with a revised "Last updated" date. Your continued use of our services after changes are posted constitutes your acceptance of the revised policy.

Terms of Service

Last updated: March 22, 2026. These Terms of Service ("Terms") govern your use of the Atlas Ridge Insurance website and services. By accessing or using our website and services, you agree to be bound by these Terms. If you do not agree, please do not use our services.

Services

Atlas Ridge Insurance provides insurance brokerage and advisory services, including life insurance, mortgage protection, retirement planning, and estate planning. Our services include consultations, policy recommendations, application processing, and ongoing policy management. We act as an intermediary between you and insurance carriers.

SMS/Text Messaging Terms

By opting in to our optional SMS/text messaging program, you agree to receive recurring automated text messages from Atlas Ridge Insurance at the phone number you provide. Message and data rates may apply. Message frequency varies. You may opt out at any time by replying STOP. For help, reply HELP or contact us at info@atlasridgeinsurance.com or (786) 798-2772. Your consent to receive text messages is not a condition of any purchase.

User Responsibilities

You agree to: provide accurate and complete information, maintain the confidentiality of any account credentials, notify us promptly of any unauthorized use or security breaches, use our services only for lawful purposes, and not interfere with or disrupt our website or services.

Disclaimers

Our website and services are provided on an "as is" and "as available" basis. Atlas Ridge Insurance makes no warranties, express or implied, regarding the accuracy, completeness, or reliability of information provided. Insurance quotes and recommendations are subject to underwriting approval by the respective carriers. We do not guarantee coverage or specific policy terms.

Limitation of Liability

To the fullest extent permitted by law, Atlas Ridge Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services. Our total liability shall not exceed the amount you paid for our services in the twelve months preceding the claim.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida. Any disputes arising from these Terms or your use of our services shall be resolved in the courts located in Miami-Dade County, Florida.

Contact Information

If you have any questions about these Terms, our Privacy Policy, or our SMS messaging program, please contact us at: Atlas Ridge Insurance, Aventura, FL. Email: info@atlasridgeinsurance.com. Phone: (786) 798-2772.